1. Our values in action
Harambee DT SACCO is committed to redefining how co-operatives business is done. This way we can help our members and their local communities thrive financially, socially and environmentally.
We aren’t doing this alone. Our members are as much a part of this as we are. With members’ contributions, we can place the right tools and resources in the hands of trusted individuals working to make our world a better place.
Accountability & Empowerment: We hold people accountable for performance and We give our people the legitimate right to make judgement, form conclusions, reach decisions, and then act.
Service & Empathy: We are obsessed with serving our members and We step into the shoes of our members to, understand their feelings and perspectives, and use that understanding to guide our actions.
2. It is what is in it for you
- Quick access to loans through Harambee M-Cash
- Access to your money ANYTIME ANYWHERE via Harambee M-Cash, Saccolink ATM Card and Harambee Pesa Agents
- Low interest rates on loans
- Safety of your funds
- Availability of Mortgage facilities
- Insurance cover for you and your dependants in the sad event of death (Sink Fund)
- Access to plots through Harambee Investment Cooperative Society
- Access to services through our member portal
- Member returns on investment
- Member empowerment through our organized member education forums
3.Member Education
In an effort to keep close to our members, we organize periodic member education forums. These are forums geared towards interacting with our members and updating them on our new products & services as well as any new developments in the Sacco. The forums also aim to enlighten our members on investments and business management.
4. We are just that:UNIQUE
| Your Power! As a co-operative, our members are our only shareholders. That means you have a say in how we put our profits to work |
| Your Money! Your deposits earn competitive returns for you, while supporting businesses and other organizations that are making positive change |
| Your Well-Being! It’s not just about what you need now. It’s about what you need in the long-term. |